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Income Protection order in Altrincham
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Income Protection

Income Protection

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United Kingdom, Altrincham
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Description

Income replacement insurance provides an income should you be prevented from working due to sickness or injury. It is commonly known as permanent health insurance or sometimes PHI schemes. The word "permanent" in the name, refers to fact that the policyholder is the only person who can stop the cover during the term of the policy (this would be through the non-payment of premiums or cancelling the policy directly.) The insurance company cannot withdraw cover, under any other circumstance, once the contract has been accepted and premiums have commenced.

These plans work by paying you an income, usually equivalent to 50 - 65 of your usual salary, if you are unable to work for a long period. The income is generally paid until the termination date of the policy, which can be before your retirement age, depending on the policy's terms and conditions.

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Income Protection
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